CHAPTER 11 - Credit and Debt Collection


 
CHAPTER 11 Credit and Debt Collection   Page 355 
1. Consumer Credit             Page 355 
1.1. Consumer Protection   Page 355 
1.2. Private Lending   Page 357 
1.3. Unsecured High Interest Lending   Page 358 
1.4. Pawnbrokers   Page 358 
2. Company Credit   Page 359 
3. Collateral   Page 359 
3.1. Pawning Property   Page 359 
3.2. Mortgageable Property   Page 360
3.3. Lending Against Other Types of Assets   Page 362 
3.4. Surety Bonds (Borgensförbindelse)   Page 362 
4. Credit Evaluation and Screening   Page 363 
4.1. The Enforcement Authority’s Records   Page 363 
4.2. Credit Bureau   Page 364 
5. Debt Collecting   Page 364 
5.1. Invoicing and Late Fees   Page 364 
5.2. Collection (Inkasso)   Page 365 
5.3. The Enforcement Authority (Kronofogden)      Page 366 
5.4. Bankruptcy (Konkurs)                   Page 368 
5.5. Debt Restructuring (Företagsrekonstruktion)                   Page 369              
5.6. Debt Clearance (Skuldsanering)   Page 369 
5.7. Period of Limitation (Preskriptionstid)   Page 370